Meet the minds behind C-WAD
We are a diverse group of experts committed to delivering excellence in insurance, risk management, and business consulting.
Michael Kuti-George
A Fellow of both the Chartered Insurance Institute and Association of Business Executives in the UK. MBA qualification from the university of South Wales and technical specialist in risk management. Leading complex insurance and business consulting engagements across multiple sectors with over 23 years of experience.
Operations
Ernestine Davis
Operations Manager
Ernestine Davis is Operations Manager at C-WAD, bringing more than 10 years of operational and procurement experience and an MBA in Procurement. At C-WAD she designs and implements efficient, scalable systems that improve service reliability, strengthen supplier relationships, and support sustainable organizational growth.
Technical
Esther Herman-Smith
Underwriter
Esther Salma Herman-Smith is a dedicated insurance and underwriting professional at C-WAD Consultancy with hands-on experience in risk assessment, policy design, and claims oversight. She combines technical underwriting expertise with a client-first approach to deliver tailored, pragmatic insurance solutions.
Operations
ABDUL MALICK SESAY
Regional Director