Our Team

Meet the minds behind C-WAD

We are a diverse group of experts committed to delivering excellence in insurance, risk management, and business consulting.

Michael Kuti-George
CEO/Managing Director

Michael Kuti-George

MBAFCIIFABESIRMCMgr MCMI

Rev. Michael Winston Kuti-George is an insurance and reinsurance specialist with more than twenty-one years of leadership experience spanning West Africa and the United Kingdom. As Founder and Chief Executive Officer of C-WAD Consultancy, he combines deep technical expertise in reinsurance underwriting, claims management, policy development, and risk strategy with senior executive experience gained across broking, underwriting, and technical management roles. His blend of market knowledge, regulatory discipline, and strategic leadership positions C-WAD to deliver world-class insurance and business advisory solutions across the region.

Insurance Risk ManagementStrategic Business ConsultingRegulatory Compliance
Bintou Jobe Sanyang

Technical

Bintou Jobe Sanyang

Risk Management Consultant

Dr Bintou Jobe Sanyang brings to C‑WAD Consultancy a powerful blend of frontline insurance underwriting experience, health and safety science expertise and academic rigour, enabling her to deliver practical, evidence‑based risk management solutions tailored to clients’ needs. With a proven track record in workplace evaluation and control, risk assessment, policy development, compliance support and stakeholder negotiation, she combines strong data‑analysis and project‑management skills with effective training and mentoring to strengthen safety culture, reduce organisational exposure and ensure regulatory resilience. Her background in market research and higher education further enhances C‑WAD’s capability to provide clear communication, bespoke advisory services and measurable improvements in operational safety and risk performance.

Risk ManagementHealth & Safety+2
Esther Herman-Smith

Technical

Esther Herman-Smith

Underwriter

Esther Salma Herman-Smith is a dedicated insurance and underwriting professional at C-WAD Consultancy with hands-on experience in risk assessment, policy design, and claims oversight. She combines technical underwriting expertise with a client-first approach to deliver tailored, pragmatic insurance solutions.

UnderwritingRisk Assessment+1
Rosetta Esther Hazeley

Operations

Rosetta Esther Hazeley

HR Manager (Consultant)

Rosetta Esther Hazeley is an HR and operations consultant with more than fourteen years of experience across UN agencies, international NGOs, and programme delivery environments. She brings practical strength in human resource coordination, budgeting, monitoring and evaluation, stakeholder engagement, and operational execution, helping organisations build disciplined teams and dependable delivery systems.

HR CoordinationProgramme Management+2
Sanna Sanneh

Marketing

Sanna Sanneh

Digital Marketing Strategist

Sanna Sanneh is a digital marketing strategist and web designer focused on turning brand visibility into measurable growth. With more than six years of experience across startups, non-profits, e-commerce, and technology-led teams, he brings strength in SEO, social media strategy, funnel design, conversion optimisation, and marketing automation to help clients build stronger demand engines.

Digital StrategySEO+2

Operations

ABDUL MALICK SESAY

Regional Director